Our creditors are heavily involved with sharing, selling, and releasing our personal identifying information for profit. Like the businesses and companies we deal with, we all have different credit backgrounds so we will all have different creditors that we deal with. For right now, let us talk about who some of your creditors might be. Each and every business you receive monthly statements from, businesses you make payments to each month, and all those businesses you have accounts with that show “open” on your credit reports are considered your creditors.

We want you to start identifying all your creditors and create a list utilizing the form below. If you start creating this list now and add to it as we move through the chapters, it will make the protection process easier for you to complete.

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